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Deposit Rates

 

Dividend Rates

Dividend Rates
Share AccountMinimum Balance*Annual Percentage YieldRate
Prime Share Account $50.00* 0.10% 0.10%
VIP Checking none 0.05% 0.05%
Escrow Accounts $50.00* 0.05% 0.05%
IRA $50.00* 0.17% 0.17%
Health Savings Acct none 0.10% 0.10%

*To obtain the disclosed annual percentage yield, a minimum balance must be maintained in each type of account.
The Board of Directors has announced a declaration of these dividends to be paid on individual member's eligible balances for the quarter ending December 31, 2025.
All rates and terms offered are effective December 31, 2025 and are subject to change without notice.

 

Money Market Rates

Money Market Rates
Effective Date: 3/31/2026
TermAnnual Percentage YieldRate
2,500 to 24,999 0.35% 0.35%
25,000 to 49,999 0.50% 0.50%
50,000 to 99,999 0.50% 0.50%
100,000 & $249,999 0.70% 0.70%
$250,000 and above 0.75% 0.75%

All rates and terms offered are subject to change without notice.

 

Share Certificate Rates

Share Certificate Rates
Effective Date: 4/4/2026
TermAnnual Percentage YieldRate
11 Month Special 3.56% 3.50%
18 Month Bump Up 3.14% 3.10%
3 Months 1.64% 1.63%
6 Months 3.76% 3.70%
9 Months 2.42% 2.39%
1 Year 1.85% 1.83%
2 Year 2.24% 2.22%
3 Year 2.24% 2.22%
4 Year 2.24% 2.22%
5 Year 2.50% 2.47%
Building 1 Year 1.85% 1.83%
Education 1 Year 1.85% 1.83%
12 Month Youth 2.15% 2.13%
12 Month Young Adult Building 2.15% 2.13%
Lucky Savers 1.85% 1.83%

All rates and terms offered are subject to change without notice. A penalty will be assessed for premature withdrawal from share certificates.