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Money Market Account

Earn More While Keeping Your Money Accessible.

CTA

Earn Higher Dividends with Flexible Access

A Money Market Account helps you earn higher dividends on larger balances—without giving up access to your money. It’s an ideal solution for members who want better returns than a traditional savings account while maintaining liquidity.

Whether you’re building an emergency fund or saving for a major purchase, a PAFCU Money Market Account offers competitive rates, flexibility, and security.

 

Why Choose a PAFCU Money Market Account?

A PAFCU Money Market Account combines high-yield savings potential with convenient access.

Key Features:

Competitive, tiered dividend rates based on balance

 

Flexible access to your funds

 

Dividends compounded daily and paid monthly

 

Easy transfers via Online & Mobile Banking

 

No fixed term or lock-in period

 

Federally insured up to $250,000 by the NCUA

 

As your balance grows, so does your earning potential—making it ideal for larger savings balances.

 

How It Works

A money market account functions like a savings account but offers higher dividend rates tied to your balance.

This gives you the flexibility to grow your savings without locking funds into a certificate.

 

 

Money Market vs. Savings Account

Savings Account

 

  • Lower minimum balance
  • Standard dividend rates
  • Best for everyday savings

Money Market Account

 

 

  • Higher potential dividend rates
  • Tiered earnings based on balance
  • Best for larger balances and long-term savings

 

 

Open a Money Market Account

Start earning more on your savings with a PAFCU Money Market Account.

Enjoy higher dividends, flexible access, and the benefits of credit union membership.

Open your account today.