Mortgage and Loan Rates
| Term | Rate | APR** | Points |
|---|---|---|---|
| 30 Year | 5.875% | 5.93% | 0 |
| 20 Year | 5.75% | 5.82% | 0 |
| 15 Year | 5.625% | 5.72% | 0 |
| 10 Year | 5.375% | 5.51% | 0 |
**APR = Annual Percentage Rate. APR based on a $200,000 conventional loan. | |||
| Mortgage Consultation Request | |||
| Loan | Term | APR* |
|---|---|---|
| Signature (Unsecured)/Debt Consolidation | 1-3 years 4-5 years |
As low as 9.74%* As low as 10.74%* |
| New Vehicle | 1-5 years 6 years (over $15,000) 7 years (over $25,000)*** |
As low as 4.60%* As low as 4.85%* As low as 5.45%* |
| Used Vehicle / Refinance | 1-5 years 6 years (over $15,000) 7 years (over $25,000)*** |
As low as 4.95%* As low as 5.15%* As low as 5.75%* |
| Aircraft, Travel Trailer and Rec. Vehicle | 1-6 years 7-12 years (over $20,000) |
As low as 7.49%* As low as 8.49%* |
| Motorcycles, Jet Ski, & ATV | 1-3 years 4-5 years 6-7 years (over $15,000) 7 Year current rate & 1 yr prior model only |
As low as 5.99% As low as 6.24% As low as 6.49% As low as 6.49% |
| New Boat | Up to 72 months 84-122 months 156-180 months 192-240 months |
As low as 7.49%* As low as 7.24%* As low as 6.99%* As low as 6.74%* |
| Used Boat | Up to 72 months 84–122 months 156–180 months 192–240 months |
As low as 7.99% As low as 7.74% As low as 7.49% As low as 7.24% |
| PAFCU Home Secured | 1-5 years 6-15 years (over $7,500) |
n/a |
| Education Loan | Variable | 7.50% |
| Overdraft Protection | open | 13.5% |
| Mini Home Equity Loan | variable | 7.250% |
| Variable Equity Line of Credit | 5.74% | n/a |
| Fixed Home Equity Loan | 7.85% to 9.30% Fixed | New Loans* |
| Fixed Home Equity Loan | 6.99% to 7.125% Fixed | New Loans* 1st position** |
*The above annual percentage rates (APR) are the lowest rates offered to applicants with direct deposit of net pay and a checking account. Applicants who are not approved at these rates or terms may be offered credit at a higher rate and/or different terms. All loan requests and rates are subject to credit approval. Does not apply to member with existing equity loans. | ||